Blue Water Properties, LLC
We Can Help You With Your Home
At Blue Water Properties, LLC our mission is to be the first choice in Maryland for people that need to sell their real estate quickly.
Committed to excellence, honesty and integrity, our goal is to understand your needs, evaluate your property and work together with you to purchase your property on a schedule that fits your personal needs and goals.
We continuously stay on top of market trends and options available to you, to move any type of real estate quickly while maintaining the highest ethical standards.
We are not a one type fits all solution that over promises and under delivers. We are creative problem solvers when it comes to real estate.
We are committed to excellence, the highest customer service and continued quality in all that we offer. Our values are the pillars of who we are and guide each decision we make.
Let our team work with you and show you the difference it makes when you work with an honest company that listens to your needs. There are no commissions, no uncomfortable negotiations, no repairs needed by you, or any showings, just a quick competitive offer for you. We focus on what your needs are and we are ready to buy your house today. Whether you need to get cash out quickly or just want to avoid the usual home selling hassle – we make it a very simple process for you.
Owning a home is the American Dream…
with our help you can make this dream a reality! The process of purchasing a new home can be very intimidating. It is a landmark event in your life and therefore deserves a good deal of preparation. If you aren’t very familiar with the process of obtaining a home mortgage or aren’t aware of specifically what to expect when purchasing a home, that’s what we are here for!
Being informed is the key to a smooth and
successful home purchase. We want to arm you with the knowledge to make the best decisions and save you valuable time, money and stress. A brief phone conversation with us may actually be life-changing. Whether you looking to purchase a home for you and your family to live in, or you’re looking for an investment property
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Need to stop foreclosure on your home fast? Check out your 5 options now… 1. Loan Modification If keeping your home is really what you want to do even if you are deep underwater and far behind on your mortgage payments apply for a loan modification. Be careful about who you choose to do business with and don’t fall prey to programs which try to get you to borrow more on already upside down home equity. Plus, you must recognize that no matter what your lender says, applying for a loan modification does not stop foreclosure. Many borrowers have lost their homes while waiting for an answer. 2. Bankruptcy Attorneys have been cashing in big by recommending borrowers fie for bankruptcy to stop forecosure. Note that this doesn’t mean you will be able to keep your home and can have disastrous long term consequences, plus it costs money. It may be right for some but it can be far more devastating than most understand. Make sure you weigh all of your options first. 3. Deed in Lieu of Foreclosure This basically means just handing over the keys to your lender and giving up. Things may seem hopeless but there are likely more attractive options on the table. 4. Short Sales For those underwater on their home loans short sales can be a great way to stop foreclosure and get a fresh start. A real estate professional or investor can help you negotiate the best terms with your lender and you could even receive a healthy check for relocating to the tune of several thousand dollars. 5. Quick Sale for Cash If you are running out of time to stop foreclosure on your home and are ready for a fresh start, free of debt and stress there are home buyers and investors out there with cash who can close on your home quickly. You should at least find out what they are willing to offer you before heading down any of the paths outlined above. One thing is for sure – foreclosures are speeding up and you may have a lot less time than you think. Having the sheriff show up to evict you and your family is far from a pleasant experience. Know your options and take action...read more
Short sales and loan modifications have been on the rise this year in the wake of the massive mortgage settlement but each are having quite a different impact on the housing market. A new report shows that a large portion of the mortgage settlement has gone to aid in the form of short sales. This is particularly true for San Diego real estate and California as a whole reports around two thirds of credits in the state, or around $6 billion has been through short sales. Some would definitely argue that this shouldn’t really be counted as helped or credited to banks as part of the mortgage settlement as they would have really needed to approve these short sales anyway. Still short sales have been selling for more than other forms of distressed properties, helping the housing market to heal and improve. Of course there is some concern that short sales could evaporate at the beginning of 2013 when cash back incentives and tax breaks end, reducing the appeal to homeowners to complete them. This could create more foreclosures and see more properties flowing through the process to become bank owned REOs. Loan modifications have been a true blessing for many homeowners who have desperately wanted to stay in their homes. While modifications have been becoming more significant many have not proven to be a lasting fix. Re-default rates on some loan modifications have been as high as 80%, within 12 months according to Bloomberg News, resulting in these properties coming back to the market as foreclosures. Sadly, many might say that this was the intention of lenders and some banks that have been far less than happy about helping non-payers. This is still some sort of win for them as they received multiple credits for modifications, even in cases where they put borrowers back into inferior loan terms and are now able to sell those properties for more money. Perhaps the one main exception to this is those homeowners who had attorneys helping them battle the banks and where private loan modifications offered by real estate investors who purchased the mortgage notes on their properties. So the foreclosure mess may not quite be over yet but properties in most areas are being absorbed fast enough that it won’t hold back the recovery and instead only offer more welcome bargains to investors and home...read more
Many homeowners are getting surprise foreclosure notices, some who don’t even have mortgages on their homes. What do you need to know and how can you protect yourself? Falling behind on mortgage payments isn’t the only way you can lose your home. Watch out for these other threats which could put you in foreclosure too and beware of lenders speeding up the foreclosure process… Property Taxes Most have heard about homes selling on the cheap at tax lien auctions and how real estate investors are picking them up at ridiculously low prices. Homeowners need to realize that whether they have a mortgage or not they can lose their homes in a foreclosure for simply failing to pay property taxes. Insurance Issues Homeowners’ insurance issues have also played major havoc with property owners’ rights. Forced placed insurance by mortgage lenders, even when it did not need to be has in turn pushed borrowers into foreclosure when they wouldn’t have otherwise defaulted. On top of this those who are delinquent on their home loans will often find lenders refusing to release insurance claim checks to repair damage while homes continue to deteriorate. Association Dues In states like Florida condo and home owner associations can pursue foreclosure for delinquent dues and can often foreclosure faster than mortgage lenders. This means losing a home and still being liable to pay back the entire mortgage. Don’t rely on the length of time it took others to be foreclosed on or on the stats in the news, each case is different and some are being foreclosed on much faster than others. Don’t let your home be swept away from underneath you. There are options. Even if you are behind on your mortgage and underwater there are still ways to push mortgage lenders to offer better deals or to sell and even potentially walk away with some cash in...read more
Despite all the noise about lenders being pressured to grant more loan modifications and principal reductions many are still deploying greedy tactics to get compensated for ‘fake’ home loan modifications. What is your lender up to and how can you avoid becoming a victim? Many struggling homeowners are reaching out for help and trying to stay in contact with their mortgage lenders as they are being told to do only to be taken advantage of by the same institutions yet again. Instead of having their interest rates, monthly payments and loan balances reduced many are simply being forced back in to repayment and recapitalization agreements which sometimes even double the monthly financial obligation. Worse, some are even being pressured to borrow more on already underwater homes in order to avoid foreclosure. Lenders have been employing this tactic for several years by dragging out the home loan modification process until they can force borrowers to sign up for inferior terms at the last minute and recently they have even been caught purposely miscalculating income to deny modifications to those who should qualify. Loan mods should make sense to lenders and could help them strengthen their portfolios but these financial institutions are so often completely blinded by greed that they can’t see the big picture, only the dollars they could be losing if they give anything away. For generations they made the rules because they held the ‘gold’. Now they don’t know how to adapt, even if it is for their survival. The bottom line is that while there are real and beneficial home loan modifications being granted borrowers shouldn’t sign anything until getting a third party opinion and should compare what they are being offered with what attorneys are helping other struggling borrowers receive in terms of principal reductions and lower payments. Whatever you do you must move quick before rates go up and lenders find it more appetizing to simply foreclose. If no good offer is received carefully consider if it is better to sell your home for cash quickly than to go broke and be left with no home or...read more